All One Million Coins guides
Time Is Money asks you to finish One Million Coins in under an hour. You don’t need to rush for it. The route below lets the Bank and chutes collect coins for you, grows your bag so you never deposit by hand, and uses a shovel jump to dig out the whole middle of the vault in one go.
How to Finish One Million Coins in Under 1 Hour
- Expected time: 15–30 minutes
- Relaxed run with this route: about 25 minutes
- Fastest known run with this route: 15 minutes
Upgrade Strategy
- Open with DEPOSITS so you can deposit coins faster.
- Buy the first upgrade in CHUTES. It redirects coins and gives you extra experience.
- Go back to DEPOSITS and follow the right branch until the Bank unlocks. Place the Bank so it collects coins on its own.
- Unlock BAGS and UTILITY for more bag capacity and faster movement.
- Take the left branch of BAGS three times. You should now have enough coins to unlock the SHOVEL.
- Equip the shovel, then head straight back to UTILITY. Unlock the two skills on its right side. They move coins from your pocket into the deposit automatically, so you skip most of the walking back and forth.
- In BAGS, take the central skill once and the left branch once. Next, take the central branch three times and the left branch one more time. Your bag is now huge, and you no longer need to deposit by hand.
- Return to SHOVEL and upgrade it four times. You can now jump with the shovel, land in the middle of the area, and dig out the entire center section. The higher you jump, the more coins and experience you get.
- Skill points start coming in very fast from here. Max out BAGS and the central and left branches of SHOVEL. You can swap between them, but finishing the two SHOVEL branches first works best.
- Once the middle is cleared, only the coins along the sides remain. Max out CHUTES so it picks them up, and stay on the ground floor while you knock the coins down from above.
Time Is Money unlocks shortly after the last coins are collected.
